Some restrictions may apply. Please speak with your mortgage broker to assist you with determining what you can afford. Or would buying a home be a good long-term investment? All loan products are subject to underwriting/credit approval. The loan contract must be approved by National Bank and is subject to the Bank's terms and conditions.Get an edge with sellers and guarantee your interest rate for 90 days with a mortgage pre-approval—it's free and there's no obligation to buy.© NATIONAL BANK OF CANADA. Compare a 15 or 30 year mortgage term Estimated closing costs Estimated maximum Help COVID-19-Support. Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator for a comparison of a 15 vs. 30 year mortgage. To view our current and past Annual Reports, First National is always looking for talented people who are passionate about service and success.When you secure a mortgage, you are making one of the most important financial commitments of your lifetime. The calculator is provided for information purposes only. 15 vs. 30 Year Mortgage Determining which mortgage term is right for you can be a challenge. First National uses reasonable efforts to include accurate and up-to-date information in this calculator, but cannot guarantee that all information is accurate, complete or current at all times.

Javascript is required for this calculator. First National uses cookies and other web technologies to make sure you receive the best experience on our website, understand and improve our website, and provide relevant advertising. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. Find out if it's time to take the leap.Get a head start by requesting your pre-approval certificate online. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Apply for a mortgage pre-approval Guarantee your financing by National Bank without committing to a loan. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. Track your mortgage details, review your mortgage account, manage your mortgage payments, update your mortgage account information and more – online, anywhere, at any time.First National is Canada's largest non-bank mortgage lender, offering both commercial mortgages and residential mortgage solutions.Not only are we committed to hiring the best and brightest, we are dedicated to helping them grow professionally. If you are a residential customer experiencing financial hardship due to COVID-19 and need to request a mortgage payment deferral, please submit a payment deferral request through If you are a commercial borrower experiencing financial hardship due to COVID-19, please email our Payments team at Be assured that we are committed to getting back to all of you who have contacted us.Your patience is appreciated, and we thank you for your understanding.Our Annual Report is now available.

Assistance options are available to support customers financially impacted by COVID-19. Valid for 90 days, it protects your rate, with no obligation.Calculate how much you can afford to spend on your mortgage.Determine how much you can pay each month, then compare payment frequencies to see how much you could save.Are you better off renting—and not having to worry about taxes, home repairs and other expenses? For more information about these these financial calculators please visit: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Get an estimate of the amount.A pre-authorization guarantees the amount you can borrow and protects your rate with no obligation to commit to a loan. FNB is an Equal Housing Lender; NMLS #766529. To understand more and to manage your preferences, If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator. Guarantee your financing by National Bank without committing to a loan. All rights reserved 2020.© NATIONAL BANK OF CANADA. Learn more about this and other mortgage lenders at Bankrate.com. Please speak with your mortgage broker to assist you with determining what you can afford.